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   mortgage types menu
   • first time buyer
   • remortgage
   • buy-to-let
   • self certification
   • adverse credit
   • overseas mortgage
   types of mortgages
There are many reasons why you may be taking out a mortgage, such as, buying your first home; moving to a larger home or simply buying for investment. You may be employed, self-employed or even have a poor credit history. Whatever your reason for buying or whatever your financial situation there will probably be a RIGHT mortgage product for you.

To follow is a list of the most common types of mortgages. They are;

   first time buyer
As a first time buyer there are many mortgage deals from many mortgage lenders created especially for you. From mortgages that require little or no deposit to mortgages that have lower interest rates in the earlier years. Whatever your circumstances, there will be a mortgage that best suits you.

How can we help?
As mortgage specialists, we have a comprehensive understanding of the mortgage market and together with our access to thousands of mortgage packages from hundreds of lenders; we can help find the right mortgage for you.

No matter your circumstances, employment or credit history, we are sure we can help you find the best mortgage to suit your requirements. Our advisors will help you with any questions or problems that may arise throughout the process making sure that your mortgage completes as quickly and as easily possible

What to do now?
You can either fill out our online application form, call our free mortgage help line or request a call-back.

Whatever you choose, rest assured that we are here to make your mortgage application a less stressful, more pleasant experience.
call 01708 76 55 55
All mortgages are subject to status. Over 18's only. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.. Written quotations available on request.

   remortgage
In basic terms, remortgaging is moving your current mortgage from your existing lender to a new lender. The most common reasons for remortgaging include;

• Releasing equity for home improvements
• Releasing equity to clear debts such as credit cards or loans
• To achieve a better rate of interest

When remortgaging, it is necessary to pay particular attention to the costs that may incur, such as, set-up or arrangement fees, valuation fees and solicitors fees. You should also be aware of any early redemption penalties imposed by your current lender.

How can we help?
As mortgage specialists, we have a comprehensive understanding of the mortgage market and together with our access to thousands of mortgage packages from hundreds of lenders; we can help find the right mortgage for you.

No matter your circumstances, employment or credit history, we are sure we can help you find the best mortgage to suit your requirements. Our advisors will help you with any questions or problems that may arise throughout the process making sure that your mortgage completes as quickly and as easily possible

What to do now?
You can either fill out our online application form, call our free mortgage help line or request a call-back.

Whatever you choose, rest assured that we are here to make your mortgage application a less stressful, more pleasant experience.
call 01708 76 55 55
All mortgages are subject to status. Over 18's only. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.. Written quotations available on request.

   buy-to-let
With an increased demand for rental property and better legal protection for landlords, buy-to-let is a fast growing area of the mortgage market. Many lenders now offer specialist buy-to-let mortgages that allow landlords to fix their interest payments for five years or more, providing the landlord with some security over mortgage repayments. Buy-to-let is fast becoming a popular investment vechile with a view to receiving regular income and capital growth on the property.

How can we help?
As mortgage specialists, we have a comprehensive understanding of the mortgage market and together with our access to thousands of mortgage packages from hundreds of lenders; we can help find the right mortgage for you.

No matter your circumstances, employment or credit history, we are sure we can help you find the best mortgage to suit your requirements. Our advisors will help you with any questions or problems that may arise throughout the process making sure that your mortgage completes as quickly and as easily possible

What to do now?
You can either fill out our online application form, call our free mortgage help line or request a call-back.

Whatever you choose, rest assured that we are here to make your mortgage application a less stressful, more pleasant experience.
call 01708 76 55 55
All mortgages are subject to status. Over 18's only. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.. Written quotations available on request.

   self certification
A self certification mortgage allows you to state your own income without providing the mortgage lender with the usually required payslips, P60s or even accounts. Self certification mortgages are aimed at individuals whose income can not be proved in the usual manor, such as self-employed, commission only earners or when income is from other sources such as investments or pensions. Self Certification Mortgages are relatively new and rates can vary depending on your circumstances.

How can we help?
As mortgage specialists, we have a comprehensive understanding of the mortgage market and together with our access to thousands of mortgage packages from hundreds of lenders; we can help find the right mortgage for you.

No matter your circumstances, employment or credit history, we are sure we can help you find the best mortgage to suit your requirements. Our advisors will help you with any questions or problems that may arise throughout the process making sure that your mortgage completes as quickly and as easily possible

What to do now?
You can either fill out our online application form, call our free mortgage help line or request a call-back.

Whatever you choose, rest assured that we are here to make your mortgage application a less stressful, more pleasant experience.
call 01708 76 55 55
All mortgages are subject to status. Over 18's only. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.. Written quotations available on request.

   adverse credit
Regardless of your past or current financial difficulties, it is possible to get a mortgage. Whether you have problems with County Court Judgements, mortgage arrears, rent arrears or a poor credit history, there are mortgage lenders who specialise in these areas.

How can we help?
As mortgage specialists, we have a comprehensive understanding of the mortgage market and together with our access to thousands of mortgage packages from hundreds of lenders; we can help find the right mortgage for you.

No matter your circumstances, employment or credit history, we are sure we can help you find the best mortgage to suit your requirements. Our advisors will help you with any questions or problems that may arise throughout the process making sure that your mortgage completes as quickly and as easily possible

What to do now?
You can either fill out our online application form, call our free mortgage help line or request a call-back.

Whatever you choose, rest assured that we are here to make your mortgage application a less stressful, more pleasant experience.
call 01708 76 55 55
All mortgages are subject to status. Over 18's only. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.. Written quotations available on request.

   Overseas Mortgages
Buying property overseas as an investment, a holiday home or perhaps somewhere to retire to, is becoming more and more popular. In order to purchase your overseas property you may require an overseas mortgage. When taking out an overseas mortgage, it is still essential to select the RIGHT mortgage for your circumstances regardless of the country you are buying in.

How can we help?
As mortgage specialists, we have a comprehensive understanding of the mortgage market and together with our access to thousands of mortgage packages from hundreds of lenders; we can help find the right mortgage for you.

No matter your circumstances, employment or credit history, we are sure we can help you find the best mortgage to suit your requirements. Our advisors will help you with any questions or problems that may arise throughout the process making sure that your mortgage completes as quickly and as easily possible

What to do now?
You can either fill out our online application form, call our free mortgage help line or request a call-back.

Whatever you choose, rest assured that we are here to make your mortgage application a less stressful, more pleasant experience.
call 01708 76 55 55
All mortgages are subject to status. Over 18's only. Your home is at risk if you do not keep up repayments on a mortgage or other loans secured on it.. Written quotations available on request.

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