Matt Chapman

About Matt Chapman
Help to Buy homeowners remain desperate for remortgage options
Oct 5, 2018 No Comments In Blog By
If you or anyone you know bought a property using a Help to Buy Equity Loan, are coming to the end of a mortgage product or fixed rate and are worried about what to do next, refer them to us or speak to us and we can help. Don’t believe this article in the Telegraph! ...
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Only 4% of workers have any Income Protection cover!
Oct 4, 2018 No Comments In Blog By
Only 4% of self-employed workers in the UK have any Income Protection cover. If you don’t have Income Protection, why not? – How would you cope if your income stopped? – How would you feed your family and pay the bills? – What would you be prepared to give up? ...
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Loyal mortgage customers penalised by £877 a year!
Oct 3, 2018 No Comments In Blog By
Why are loyal customers penalised? How does it make you feel to know that, on average, customers that stay loyal to a company pay an extra £877 a year?   Citizens Advice looked across markets for savings and mortgages, as well as three other “essential” markets including home insurance, ...
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Number of households in England to rise 17%: ONS
Sep 26, 2018 No Comments In Blog By
New data from the Office for National Statistics indicates that the number of households in England is set to increase by 17 per cent over the next 25 years, rising to 26.9 million in 2041 That’s the equivalent of 159,000 new households a year which, surprisingly, is considerably lower ...
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Average 2 year mortgage rate has actually dropped in September
Sep 24, 2018 No Comments In Blog By
Despite last month’s Bank of England rate rise, the average interest rate on a 2 year fixed rate mortgage has actually dropped! Rates are still, on average, higher than they were this time last year but it’s interesting to see rates fall again given the market sentiment and level ...
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May pledges £2bn for affordable and social housing
Sep 19, 2018 No Comments In Blog By
The Prime Minster has announced a £2bn initiative to boost the UK’s affordable and social housing supply. May commented that “under the scheme, associations will be able to apply for funding stretching as far ahead as 2028/29” and that this would translate to tens of thousands of homes built ...
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More people insure their pets than themselves!
Sep 13, 2018 No Comments In Blog By
Here at Plus Mortgages, we think it’s so scary to think that more people consider pet insurance more of a priority than their own income! Weird thing is, the pet insurance premiums can only be paid if the clients’ income is maintained! This seems backwards to us! Read the full article ...
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The rise and fall of interest rates in the UK
Sep 12, 2018 No Comments In Blog By
Did you know that the interest rate back in 1979 was 17%?   Despite a recent rise in interest rates, we mustn’t lose sight of the fact that interest rates are still at historical lows and borrowing is still very cheap, comparatively speaking.   If you would like to ...
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Insurer pays out 100% of claims during Q2
Sep 11, 2018 No Comments In Blog By
To anyone who uses the excuse that “insurers don’t pay out on claims” as a reason to avoid taking out personal protection, then take a look at this article on Cover Magazine. Holloway Friendly paid out 100% of Income Protection claims in Q2. Yes, you read that right….100% of ...
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